A ledger that a business owner actually keeps: type or speak an entry in a sentence, import the bank statement, plan the month against your standing commitments — loans, instalments, rent, salaries — and read ten reports that tell you where the money went. Dollars, euros, pounds, dirhams, rupees: pick your currency once.
Tap a type, fill date, description, party and amount — or say “paid 800 to the electricity board on the 5th” and confirm the check screen. Categories are guessed from what you typed before.
Add standing commitments once (loan instalment, rent, salary, subscription). Each month, build the plan in one tap, mark lines paid as they happen, and see what is still due.
Overview, comparison to the previous period, budget, savings, loans, parties, categories, cash book, ageing and insights — printed as one report pack or exported as CSV.
One sentence in English (India, UK) or Tamil becomes a row. The check screen cannot be skipped, the amount is read back in words, and duplicates and outliers are flagged before saving.
Upload the XLSX from your bank, review each row with the party and category pre-filled, confirm, done.
Standing commitments, month-by-month plan lines, instalment counts and outstanding balances derived from what was actually paid.
Overview, comparison, budget, savings, loans, parties, categories, cash book, ageing, insights. Print pack and CSV.
Thirty-plus currencies with the right symbol and number grouping on every screen and printed report; your business name on the ledger and the report pack.
Cloud sync keeps the phone, the laptop and the office PC on the same ledger, with a cloud backup you can restore anywhere.
Prices are in US dollars, taxes included; in India ₹99 a month or ₹899 a year including GST. A plan is a pass for the period shown and does not renew by itself.
Pro also lets the ledger live in a Google Sheet in your Google account, so your accountant can open it and IBI never sees a row. It takes about five minutes, once.
Open a blank Google Sheet → Extensions → Apps Script. Delete the sample code, paste the whole of finance-sheet.gs, press Save.
Deploy → New deployment → type Web app → Execute as Me → Who has access Anyone → Deploy. Authorise when Google asks. Copy the URL that ends in /exec.
In the app: Menu → Storage → My Google Sheet, paste the URL. The sheets Transactions, Commitments and Plans are created on first save.
In your browser's own storage on that device. Take a JSON backup from Menu → Storage whenever you like, and restore it on another device or after clearing the browser.
The whole ledger — transactions, commitments and plan lines. Every change is pushed within two seconds, and the app pulls the latest copy each time it opens. The newest edit wins; deletions are respected everywhere.
Yes, by signing in to the same account on both devices with Pro. Separate seats and roles are on the roadmap.
It is as good as your phone's speech recognition, which is why the check screen exists: nothing is saved until you have seen the transcript, the amount in words and every field.
Any. Pick from thirty-plus currencies in Settings (USD, EUR, GBP, AED, SGD, AUD, CAD, MYR, LKR, BDT and more); the symbol and number format follow. Reports offer calendar periods and an April–March financial year.
It is the seller edition of the ledger we run our own business on. This edition is separate from IBI's internal systems and never connects to them.